Need some suggestion

So I'm planning to buy wired earphone and I came acros iem now I'm planning to buy moondrop chu 2 3.5 mm jack There's few doubts I have 1. I use Samsung f34 (a budget phon) and msi modern 14 so is investing 1800 is worth considering my gadgets don't have probably hi res dac in built so should I go for it or not 2. Suggest best iem under or around 2000 I mostly listen to Indian,Haryanavi,punjabi music 3.i already have one plus bullets neckband and had realme buds 2 (someone stole it) 4. Can i use iem while working out

Sorry for the English I hope you guys will answer